Questions? Call 336-627-9696 or email: tjenkins@triadbiz.rr.com
PRIVACY POLICY NOTICE - CONSUMER FINANCIAL SERVICES, INC. EDEN, NC Rev. 3/2011

FACTS
WHAT DOES CONSUMER FINANCIAL SERVICES INC.
DO WITH YOUR PERSONAL INFORMATION?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

•Social Security number and Income
Account Balances and Payment History
Credit History and Transaction or Loss History

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share Customer’s personal information to run their
everyday business. In the section below, we list the reasons financial companies can share their Customer’s personal information; the reasons Consumer Financial Services Inc. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Consumer Financial Services, Inc. Share? Can you limit this sharing?
For our everyday business prurposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No
For our marketing purposes- to offer our products and services to you. Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes -
information about your transactions and experiences
No We Don't Share
For our affiliates’ everybody business purposes -
information about your credit worthiness
No We Don't Share
For our affiliates to market to you No We Don't Share
For non-affiliates to market to you No We Don't Share
Questions? Call 336-627-9696 or email: tjenkins@triadbiz.rr.com
Who we are  
Who is providing this notice? Consumer Financial Services, Inc.
What we do  
How does Consumer Financial
Services, Inc.
protect my personal
information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Consumer Financial
Services, Inc.
collect my personal
information?
We collect your personal information, for example, when you

Apply for a loan or Receive a Loan from our company
Pay Your Bill or Provide Account Information
Give us your contact information

We also collect your personal information from others such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing? Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes - information about your credit worthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions  
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
•NONE
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
• NONE
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• NONE